It’s not surprising that you have never heard of National Collegiate Student Loan Trust, in fact you are probably reading this article because you have no idea who they are or why they have filed a lawsuit against you. National Collegiate Student Loan Trust in...
It’s easier for old debt to haunt American consumers seeking refuge in bankruptcy, thanks to a recent ruling by the Supreme Court in Midland Funding, LLC v. Johnson (2017). I have blogged before about Midland Funding and their reputation for collecting on stale debts...
If you feel threatened by debt collectors you would not be alone. A recent survey by the Consumer Financial Protection Bureau (“CFPB”) found that 1 in 4 consumers feel threatened by debt collectors. This is not surprising to me at all based on my...
One common issue that I see time and time again at an increasing pace is that consumers owe significantly more to a bank for a car than the car is actually worth. As it turns out, www.edmunds.com has actual statistics to back this up which show that 1/3 of all auto...
Now that the 2016 election season has concluded and we have for better or worse a new President Elect in Donald Trump I wanted to look at how his policies may change how consumers and borrowers may act when dealing with debt issues in the next 4 years and beyond. I...
It’s not surprising that you have never heard of West Asset Management, in fact you are probably reading this article because you have no idea who they are or why they have filed a lawsuit against you. West Corporation is one of the largest debt buyers in the...
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