If you were impacted by COVID-19, own real estate and were unable to make your usual monthly mortgage payments, you may have requested a life line from your mortgage servicer and asked that your mortgage payments be put into forbearance and are now looking for options...
When you face financial hardship, you may be looking at a Chapter 7 bankruptcy or Chapter 13 bankruptcy and wonder what the means test is in Washington. I had the chance to discuss and help others understand the chapter 7 bankruptcy means test in Washington State on...
You may be asking yourself, can I qualify for a home loan after filing bankruptcy, if you think bankruptcy might be the route you need to take to eliminate or reorganize your debts. There are a lot of myths out there, and the biggest one is probably that you will...
In Washington state, debtors who want to file for bankruptcy are allowed to exempt (“protect”) up to $125,000 in equity in a primary home located in Washington under RCW 6.13 and up to $15k in property used as a homestead. Washington state is considered raising the...
If you are self employed and filing bankruptcy, then you should know that it is possible, but you may have some additional hurdles you will need to go through to document your income and assets. The same is true when you file your taxes or apply for a home loan as...
Now that the presidential election is over, we can look forward to 2021 and the next four years and how Biden administration may impact consumers moving forward and in particular how these policies could impact consumers with debt and possible relief moving forward....
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