If you feel threatened by debt collectors you would not be alone. A recent survey by the Consumer Financial Protection Bureau (“CFPB”) found that 1 in 4 consumers feel threatened by debt collectors. This is not surprising to me at all based on my...
One common issue that I see time and time again at an increasing pace is that consumers owe significantly more to a bank for a car than the car is actually worth. As it turns out, www.edmunds.com has actual statistics to back this up which show that 1/3 of all auto...
Now that the 2016 election season has concluded and we have for better or worse a new President Elect in Donald Trump I wanted to look at how his policies may change how consumers and borrowers may act when dealing with debt issues in the next 4 years and beyond. I...
A common question that consumers often want an answer too is how can I deal with tax debt? Tax debt can come in several varieties such as State tax debt, B&O taxes, payroll taxes from a business and personal federal and state income tax just to name a few. I...
Quite often I receive frantic phone calls from consumers stating that a civil judgment has been entered against them and now they want to know what their options are. So what exactly does it mean when a civil judgment is entered against you? I had the chance to...
One of the most common questions I get repeatedly from consumers is how do I stop a wage garnishment immediately? I had the chance to discuss this topic on KKNW 1150am radio with host James Gore which you can listen too above. The highlights of the...
Hi, Richard here.
Book a time on my calendar to receive a calendar invite along the option to schedule a Phone, Office or Zoom consultation.
You may also fill out the contact form to get in touch and get a copy of my free e-book Guide to Living Debt Free in Washington State, Bankruptcy and Other Alternatives.