Yes! In fact this can be a way you can save a significant amount of money on your real estate transactions. I had the opportunity to discuss whether an attorney can help you buy and sell real estate on 1150 AM KKNW which you can listen to here: Do I Have to Hire a...
If you feel threatened by debt collectors you would not be alone. A recent survey by the Consumer Financial Protection Bureau (“CFPB”) found that 1 in 4 consumers feel threatened by debt collectors. This is not surprising to me at all based on my...
One common issue that I see time and time again at an increasing pace is that consumers owe significantly more to a bank for a car than the car is actually worth. As it turns out, www.edmunds.com has actual statistics to back this up which show that 1/3 of all auto...
Now that the 2016 election season has concluded and we have for better or worse a new President Elect in Donald Trump I wanted to look at how his policies may change how consumers and borrowers may act when dealing with debt issues in the next 4 years and beyond. I...
It’s not surprising that you have never heard of West Asset Management, in fact you are probably reading this article because you have no idea who they are or why they have filed a lawsuit against you. West Corporation is one of the largest debt buyers in the...
It’s not surprising that you have never heard of Portfolio Recovery Associates, LLC in fact you are probably reading this article because you have no idea who they are or why they have filed a lawsuit against you. Portfolio Recovery Associates, aka PRA Group,...
It’s not surprising that you have never heard of Cavalry SPV I LLC, in fact you are probably reading this article because you have no idea who they are or why they have filed a lawsuit against you. Cavalry SPV I LLC is one of the largest debt buyers in the...
A common question that consumers often want an answer too is how can I deal with tax debt? Tax debt can come in several varieties such as State tax debt, B&O taxes, payroll taxes from a business and personal federal and state income tax just to name a few. I...
With the expiration of the federal loan modification programs Home Affordable Modification Program (HAMP) and Home Affordable Refinance Program (HARP) expiring at the end of 2016, how will loan modifications be approved in the future? I had the chance to discuss this...
Quite often I receive frantic phone calls from consumers stating that a civil judgment has been entered against them and now they want to know what their options are. So what exactly does it mean when a civil judgment is entered against you? I had the chance to...
Hi, Richard here.
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